Restricted Checks
We strictly adhere to compliance and do not cash the following checks:
Prohibited industries and business types
- Cannabis dealers, agents, or manufacturers
- Money services businesses (MSBs), payment service providers, and dealers in virtual currency
- ATM operators, including those involving cryptocurrency
- Businesses with overseas operations
- Investment services or clubs
- Direct marketing, travel clubs, and timeshare sales
- Mortgage brokers and mortgage reduction services
- Real estate brokers, agents, and developers
- Payday lending services
- Collection agencies and factoring companies
- Bankruptcy services, credit repair, and debt services
- Shell companies
- Non-established businesses (no printed address on cheques, low cheque numbers, no web presence, or no master business licence)
- Unregistered not-for-profits that accept donations from the public
- Alcohol manufacturing or sales
- Drug paraphernalia, pharmaceuticals, online pharmacies, weight-loss supplements, and human growth hormones
- E-cigarettes and tobacco sales
- Firearms, ammunition, weapons or munitions sales, and fireworks
- Adult entertainment, exotic dancing establishments, peep shows, and pornography of any kind
- Companion, dating, or escort services, chat lines, and online chat rooms
- Modelling agencies
- Massage parlours (excluding registered massage therapists) and home massage services
- Gaming and gambling, lottery sales, sweepstakes, and raffles
- Pyramid sales, get-rich-quick programs, free offers and opt-out free trials, and mailing lists
- Counterfeit goods and infringing intellectual property
- Fortune tellers, tarot card readers, and mystics
- Prepaid calling cards and prepaid cell phones
- Prepaid or reloadable card businesses
- Identity theft, credit card theft, or fraud protection services
- Lifetime membership or guarantee products
- Age-restricted products
- Unfair, deceptive, abusive, or illegal services or products
Prohibited individuals and entities
-
- Politically exposed persons (domestic or foreign), heads of international organizations, and their family members or close associates
- Individuals or entities under investigation by a regulator, where we are aware of it
- Any client returning a positive match under our sanctions and watchlist screening
- Individuals or entities involved with Cash Flash in a previous NSF, fraud, or duplicate cheque situation
- Individuals or entities suspected of criminal activity, including those reported in a Voluntary Information Report, or with relevant connections to criminal activity
- Individuals or entities with known connections to criminal organizations (for example, outlaw motorcycle clubs such as the Hells Angels)
- Any client where we receive an inquiry from their bank, the Canada Revenue Agency, or law enforcement suggesting criminal activity
Cheques we cannot accept
- Cheques that are post-dated, stale-dated, or otherwise incorrectly dated
- Cheques presented by anyone other than the named payee, or in the case of a business, anyone other than an owner or director
- Cheques where the numeric and written amounts do not match
- Cheques missing a required signature
- Cheques without banking information formally imprinted or encoded, or where the institution code does not match the issuing financial institution
- Handwritten cheques issued by an individual or a non-established business
- Payroll or small business cheques issued by a non-established business
- Cheques payable from a self-owned or self-operated business to the individual owner (self-to-self)
- Cheques with no apparent valid business purpose between issuer and payee
- Cheques drawn on non-Canadian financial institutions, or in any currency other than Canadian dollars
- Insurance cheques payable to more than one individual or entity
- Bank drafts and money orders
Trust Cash Flash for reliable and compliant check-cashing solutions that prioritize your financial freedom.
Social
Copyright © 2026 . Cash Flash. All Rights Reserved.